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	<title>Civic Advocator * Shout and be heard in Singapore &#187; CPF</title>
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	<link>http://civicadvocator.net</link>
	<description>A community project for civic activism in Singapore</description>
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		<title>Instead of giving us security, all they know how to do is to give threats</title>
		<link>http://civicadvocator.net/instead-of-giving-us-security-all-they-know-how-to-do-is-to-give-threats</link>
		<comments>http://civicadvocator.net/instead-of-giving-us-security-all-they-know-how-to-do-is-to-give-threats#comments</comments>
		<pubDate>Mon, 20 Jul 2009 23:30:49 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/?p=1831</guid>
		<description><![CDATA[&#8220;One cannot be certain what will happen years down the road if we have a different government in power and how they will treat their obligations to Singaporeans,&#8221; she said. 
Source: Today
Stop threatening us, PAP. Do your job instead and take care of Singaporeans&#8217; CPF security in the long run. 
Yes? No? Huh?? So?? ]]></description>
		<wfw:commentRss>http://civicadvocator.net/instead-of-giving-us-security-all-they-know-how-to-do-is-to-give-threats/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>CPF &#8211; Can See, Cannot Touch</title>
		<link>http://civicadvocator.net/cpf-can-see-cannot-touch</link>
		<comments>http://civicadvocator.net/cpf-can-see-cannot-touch#comments</comments>
		<pubDate>Tue, 30 Jun 2009 20:19:35 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/?p=1780</guid>
		<description><![CDATA[
The present government will continue to delay the CPF problem, unless voters force them to undertake fundamental changes. 
Yes? No? Huh?? So?? ]]></description>
		<wfw:commentRss>http://civicadvocator.net/cpf-can-see-cannot-touch/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is CPF my social security or social bondage?</title>
		<link>http://civicadvocator.net/is-cpf-my-social-security-or-social-bondage</link>
		<comments>http://civicadvocator.net/is-cpf-my-social-security-or-social-bondage#comments</comments>
		<pubDate>Wed, 25 Mar 2009 20:35:22 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>
		<category><![CDATA[Views]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/?p=1240</guid>
		<description><![CDATA[Written by Arthur
The Straits Times forum published David Cheong&#8217;s letter about CPF. Someone posted it on Sam&#8217;s AlfrescoHeaven. Here is the full article (bold and emphasis is from me).







Fine-tune policy to allow for differing needs 
THE Ministry of Manpower&#8217;s reply last Saturday, &#8216;Partial CPF withdrawal: Why it&#8217;s not a good idea&#8217;, did not address the [...]]]></description>
		<wfw:commentRss>http://civicadvocator.net/is-cpf-my-social-security-or-social-bondage/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>A summary of my critique of the CPF Life scheme</title>
		<link>http://civicadvocator.net/a-summary-of-my-critique-of-the-cpf-life-scheme</link>
		<comments>http://civicadvocator.net/a-summary-of-my-critique-of-the-cpf-life-scheme#comments</comments>
		<pubDate>Tue, 17 Feb 2009 06:44:05 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Wage]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/?p=433</guid>
		<description><![CDATA[http://www.sgpolitics.net/?p=2237
Excerpts:
In my view, the CPF Life scheme is highly deficient in that:
-the payouts are not indexed to inflation,
-the Government has not expressed any desire to co-fund the scheme, and
-the payout amount is subject to drastic change in the event that interest rates fall or life expectancies improve significantly.
The compulsory nature of the CPF Life scheme, [...]]]></description>
		<wfw:commentRss>http://civicadvocator.net/a-summary-of-my-critique-of-the-cpf-life-scheme/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>S&#8217;poreans ranked lowest</title>
		<link>http://civicadvocator.net/sporeans-ranked-lowest</link>
		<comments>http://civicadvocator.net/sporeans-ranked-lowest#comments</comments>
		<pubDate>Fri, 09 Jan 2009 06:00:00 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/2009/01/sporeans-ranked-lowest/</guid>
		<description><![CDATA[http://www.straitstimes.com/Breaking%2BNews/Singapore/Story/STIStory_323961.html
Extracted from article:
SINGAPOREANS are at the bottom of a ranking of retirement income from pensions in the Asia-Pacific region, says the Organisation for Economic Cooperation and Development (OECD).
Singapore&#8217;s pension is provided by the Central Provident Fund (CPF).
&#8216;The relatively low replacement rate for Singapore is because the calculations only consider the earmarked retirement account,&#8217; says the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Helping Singaporeans cope with recession</title>
		<link>http://civicadvocator.net/helping-singaporeans-cope-with-recession</link>
		<comments>http://civicadvocator.net/helping-singaporeans-cope-with-recession#comments</comments>
		<pubDate>Thu, 25 Dec 2008 22:13:00 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>
		<category><![CDATA[Cost of Living]]></category>
		<category><![CDATA[Economy]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/2008/12/helping-singaporeans-cope-with-recession/</guid>
		<description><![CDATA[http://theonlinecitizen.com/2008/12/helping-singaporeans-cope-with-inflation/
Helping Singaporeans cope with recession
Friday, 26 December 2008, 12:11 am &#124; 150 viewsTan Kin Lian / Columnist
Introduction

Singapore’s economy is in recession. It will get worse and may take one or two years to recover.

Senior Minister Goh Chok Tong has advised people to continue spending, to keep the economy growing and avoid the downturn getting worse. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sudden jump in Medisave Required Amount, Food Inflation?</title>
		<link>http://civicadvocator.net/sudden-jump-in-medisave-required-amount-food-inflation</link>
		<comments>http://civicadvocator.net/sudden-jump-in-medisave-required-amount-food-inflation#comments</comments>
		<pubDate>Tue, 23 Dec 2008 05:28:00 +0000</pubDate>
		<dc:creator>aB</dc:creator>
				<category><![CDATA[CPF]]></category>
		<category><![CDATA[Cost of Living]]></category>

		<guid isPermaLink="false">http://civicadvocator.net/2008/12/sudden-jump-in-medisave-required-amount-food-inflation/</guid>
		<description><![CDATA[http://theonlinecitizen.com/2008/12/recession-but-mra-and-food-inflation-up/

Recession, but MRA and food inflation up?
Tuesday, 23 December 2008, 11:34 am &#124; 149 viewsLeong Sze Hian / ColumnistSudden jump in Medisave Required Amount (MRA)I refer to the article, “$18,000 required in Medisave from Jan 1” (TODAY, Dec 10).CPF members who turn 55 and are able to meet the Minimum Sum (MS) requirement – which [...]]]></description>
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		<slash:comments>0</slash:comments>
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